Like it or not, you will have to fall back on the home insurance claims process when your house is damaged or destroyed. Such a process may tie you up for more than a year, involve rigorous paperwork, and drain you of a lot of energy. Relief comes in the form of public adjusters.
A reputed Public Adjuster Ontario service will help you obtain everything that you are legally bound to receive from insurance claims. They help determine costs of damage and rebuilding, keep a check on the insurance payment flow and due amounts, and work alongside home insurance companies to facilitate the claims of their clients. Here are some more reasons why you should hire one.
- The settlement process is eased out
Public adjusters have in-depth knowledge of the nitty-gritty of the insurance industry and they use this knowledge to the best benefit of their clients. Without a public adjuster, it becomes difficult to get favorable compensation.
- In the absence of a public adjuster, you are a ‘third wheel’
An insurance company takes independent adjusters on board so that they can legalize the process of handing out the policyholder a minimum payout. In brief, the insurance company with the help of the independent adjuster relegates you to the position of a ‘third wheel’. A policyholder who doesn’t always have sufficient knowledge of the insurance industry finds valuable help from a public adjuster who works in her best interest when the process of negotiation is underway.
- Payouts are higher
Public adjusters being aware of their clients’ rights, always negotiate for the maximum possible payout for their clients.
- Time is saved
It may not be possible for you to dedicate the time required to regularly follow up on a claim and this may have unpleasant consequences. Hiring a public adjuster saves you this time and also relieves you of the mental stress and anguish that is involved if you have to deal with staff adjusters who put down difficult conditions before policyholders.
- Better communication with your insurance company
Policy holders often face poor communication and slowness of response from their insurance companies during claim settlement. Public adjusters bridge this communication gap as they have proper control over insurance companies.
National Fire Adjustment Co.
1100 S Service Rd #222,
Stoney Creek, ON L8E 0C5